Contractor Mortgages

Benefits for Contractors

Advantages of Contractor Mortgages

Contractor mortgages bring numerous advantages for individuals working on a contract basis. With GoFinance, you can enjoy benefits such as:

• Flexibility: Our mortgage solutions are designed to accommodate irregular income patterns, allowing contractors to demonstrate affordability based on their contract earnings.
• Competitive Rates: We leverage our network of lenders to secure competitive interest rates tailored to your contracting status.
• Tailored Approach: We understand that every contractor’s situation is unique. That’s why we provide personalised advice and mortgage options that consider your specific circumstances.
• Maximising Borrowing Potential: Through our expertise, we help contractors maximise their borrowing capacity, ensuring you can secure the mortgage you need for your dream home.
• Streamlined Process: With our dedicated team and efficient processes, we simplify the application and approval process, saving you time and effort.

How it works

Simple Steps to Obtain a Contractor Mortgage

Getting a contractor mortgage with GoFinance is a straightforward process. Here’s how it works:

1. Contact us: Give us a call or fill out our contact form to get started.
2. Comprehensive Quote: Our mortgage specialists will gather essential information about your contracting position and circumstances to provide you with a comprehensive quote tailored to your needs.
3. Mortgage Application: Once you’re ready to proceed, we will guide you through the mortgage application process, assisting you with the necessary documentation and paperwork.
4. Lender Selection: We leverage our extensive network of lenders to find the best match for your requirements, considering factors such as rates, terms, and eligibility criteria.
5. Approval and Completion: With our expertise, we aim to secure your mortgage approval efficiently. We will support you throughout the process, ensuring a smooth journey from application to completion.